Terms of Service

These Terms of Service ("Terms") govern your access to and use of the SkillStack mobile application and related services (the "App"), operated by Bisaria LLC ("SkillStack", "we", "us"). By downloading, creating an account, or using the App, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the App.

1. Who Can Use SkillStack

You must be at least 13 years old to create an account. The App is not directed to children under 13, and we do not knowingly collect their personal information. If you are between 13 and the age of majority in your jurisdiction, you may use the App only with the involvement and consent of a parent or legal guardian. By using the App you represent that you meet these requirements.

2. Your Account

You are responsible for the activity on your account and for keeping your login credentials secure. Provide accurate information when you register and keep it current. You may delete your account at any time from within the App (Account Settings → Delete Account); deleting your account permanently removes your data as described in our Privacy Policy and cannot be undone.

3. License to Use the App

We grant you a personal, worldwide, royalty-free, non-assignable, and non-exclusive license to use the App for your own, non-commercial training and organization purposes, in the manner permitted by these Terms. You may not copy, modify, distribute, sell, or lease any part of the App, or reverse engineer it, except where such restriction is prohibited by law.

4. Subscriptions, Billing & Cancellation

• Pro subscription: Some features require a paid "Pro" subscription offered on a monthly or annual basis. Pricing and the current plan details are shown in the App at the point of purchase.
• Auto-renewal: Subscriptions renew automatically at the then-current price for the same period unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends.
• Payment & management: Purchases are processed by the app store you bought through (e.g., the Apple App Store). Manage or cancel your subscription in your app store account settings; deleting the App does not cancel a subscription.
• Refunds: Except where required by law, payments are non-refundable and are handled according to the policies of the app store that processed the purchase.

5. Your Content

You retain ownership of the drills, collections, practice plans, notes, and other materials you create or upload ("Your Content"). By adding Your Content to the App, you grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and display it solely to operate and provide the App to you. You are responsible for Your Content and represent that you have the rights necessary to submit it.

6. Third-Party Content and Links

The App lets you save, reference, and organize training content, including links and media from third-party platforms (for example, video-sharing or social-media services). That content belongs to its respective owners and is subject to the terms of the platform it comes from.

• You are responsible for ensuring you have the right to save and use any third-party content you add, and for complying with that platform's terms.
• We do not claim ownership of third-party content and are not responsible for its accuracy, legality, or availability.
• We respond to valid copyright notices. If you believe content in the App infringes your rights, contact us at the email below and we will act on properly submitted takedown requests.

7. Acceptable Use

You agree not to:

• Use the App for any unlawful purpose or to infringe anyone's intellectual-property or privacy rights.
• Upload content that is unlawful, harmful, harassing, or that you do not have the right to share.
• Interfere with, disrupt, overload, or attempt to gain unauthorized access to the App or its systems.
• Scrape, reverse engineer, or attempt to extract source code or data from the App except as permitted by law.

8. Our Intellectual Property

The App, including its software, design, logos, and trademarks, is the exclusive property of Bisaria LLC and its licensors and is protected by intellectual-property laws. These Terms do not grant you any right to use our branding without our prior written permission.

9. Health & Fitness Disclaimer

SkillStack helps you organize training content; it is provided for informational and organizational purposes only and is not medical, health, or professional coaching advice. Physical activity carries inherent risks. Consult a qualified physician or professional before beginning any training or exercise program, and stop and seek help if you experience pain or discomfort. You participate in any activity at your own risk.

10. Disclaimers

The App is provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the fullest extent permitted by law, Bisaria LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, arising from your use of the App. Our total liability for any claim is limited to the greater of $10 or the amount you paid us in the 12 months before the claim.

12. Indemnification

You agree to indemnify and hold harmless Bisaria LLC from any claims, damages, and expenses (including reasonable legal fees) arising out of your Content, your use of the App, or your violation of these Terms or applicable law.

13. Termination

You may stop using the App and delete your account at any time. We may suspend or terminate your access if you violate these Terms or if we discontinue the App. Sections that by their nature should survive termination (including ownership, disclaimers, limitation of liability, and dispute resolution) will survive.

14. Dispute Resolution — Arbitration & Class-Action Waiver

Please read this section carefully. It affects your legal rights.

• Individual Arbitration: Any dispute arising from these Terms or the App will be settled by binding, individual arbitration. You waive your right to a trial by jury.
• Class-Action Waiver: You may only bring claims against us in your individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.
• Mass-Filing Protections: If 25 or more similar arbitration demands are filed within 30 days, the parties agree they will be administered by the AAA or JAMS in batches to ensure efficiency and fairness.

15. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules, except that the Federal Arbitration Act governs Section 14.

16. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will update the "Last Updated" date above and, where appropriate, notify you in the App. Your continued use of the App after changes take effect constitutes acceptance of the revised Terms.

17. Contact Us

Questions about these Terms? Contact us at skillstack.app@icloud.com.